GM Leasing Guide

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GM Leasing Near Oshkosh

We’re well-stocked with a wide range of your favorite GM brands, including Chevrolet, GMC, and Buick. So whether you’re looking for a Chevrolet lease, a GMC lease, or a Buick lease at a GM dealer in Wisconsin, we can help! We’re often known to help Campbellsport and Waupun shoppers into the GM lease deals of their dreams! You can rely on Holiday Chevrolet Buick GMC Cadillac for an excellent GM lease experience. Ready to explore the GM financial leasing deals available to you now? Apply for financing online! Otherwise, keep reading to learn more about the benefits of GM leasing.

Lease vs. Buy a Car: Which is for You?

On the fence on whether to lease vs. buy a car in Waupun? It’s understandable why choosing to lease or buy can be a difficult decision. First off: congrats! You’re already taking the best first step you can by considering Holiday Chevrolet Buick GMC Cadillac to take home your next vehicle–whether you buy or lease one. Second: you’ve come to the right page. Below, we review the benefits to help you decide when to lease vs. buy a car. Continue reading below with Holiday Chevrolet Buick GMC Cadillac to see what fits you best!

Benefits of a GM Lease

If you prefer to have a different car every 3 years to switch up your Campbellsport commutes, then you should consider a GM lease. While you don’t get to call a leased car your own, there are still a lot of great benefits when you lease vs. buy a car. For starters, you get to drive a vehicle exclusively during its best years, all while enjoying the latest safety features for a specific model. Some other factors to consider if you leasing is right for you:

  • Lower Monthly Payments: In comparison to buying, you’re practically guaranteed to have lower monthly payments when you go with a GM lease.
  • Easy Trade-Ins: At Holiday Chevrolet Buick GMC Cadillac, the trade-in process is surprisingly simple. Just drop off your leased vehicle with the necessary items, like keys, proof of maintenance, etc, and you have the opportunity to lease a new vehicle, buy the same vehicle, or buy a new one!
  • Latest Features & Upgrades: As previously mentioned, leasing a car means you’ll get to enjoy the latest safety features, as well as infotainment technology and styling.



2023 Chevrolet Trailblazer

Benefits of Buying a GM


2023 Buick Envision

Purchasing a car is kind of a huge deal for Oshkosh folk. It can definitely be a stressful process, but it doesn’t have to be–instead, it should be exciting! If you’re the type of person who wants to keep their car around for the long haul and to eventually trade it in for a new one, then buying a car is for you. Just know that you’ll have more to pay on a monthly basis versus when you lease a car. However, we can all agree that getting financing can be the most stressful part of the car buying process. No worries, though. You can always choose GM financing with Holiday Chevrolet Buick GMC Cadillac. If you decide to get financing with us, you’ll get:

Learn more about GM financing with Holiday Chevrolet Buick GMC Cadillac.

Can I Extend My GM Financial Lease?

Are you currently leasing a vehicle in Oshkosh but aren’t quite ready to give it up yet? Do you still need your vehicle to make your commutes to Waupun and are unable to turn it in at the end of your lease? You’re most likely asking yourself, “Can I extend my GM financial lease?” Learn if you can receive a GM lease extension and what you should know before deciding to extend your lease with the finance team at Holiday Chevrolet Buick GMC Cadillac.

Does GM Financial Extend Leases?

So, does GM Financial extend leases for vehicles? The answer is yes. You can get a GM lease extension in one-month increments and up to six months after the original contract term date. However, there are a few stipulations you should be aware of the following to avoid getting hit with extra fines:

  • Getting a lease extension does not mean you get extra miles. If you decide to exceed the mileage restriction as specified in your lease contract, you will be billed by the end of the term at a given rate per mile. That means, it’s probably not a good idea to take your vehicle out on joy rides in Campbellsport after extending your lease.
  • You will still have to pay on a monthly basis during the extended months, so before you decide to get a GM lease extension, you’ll want to ensure that you can make the additional monthly payments on time
  • If you do not return your vehicle eleven days after the end of your contract, you’ll automatically receive a one-month extension, regardless of the reason. So, if you forget to return your vehicle on time, still take the precautions on time by making your monthly payments and avoiding racking up extra miles.

Car Leasing FAQ

At Holiday GM, we understand that leasing can be confusing to customers and there are quite a few questions to ask when leasing a car. It’s quite a bit simpler than it seems and our experts can lay it out clearly for you. We have also broken down many common leasing questions and answers for you. If you still have questions or are ready to lease a car, contact us today!

There are 5 simple steps to secure your next vehicle lease.

  1. Find a few vehicles that meet your needs
  2. Estimate your expected annual mileage requirements
  3. Work with our team to determine the best term for your needs
  4. Decide on your down payment
  5. Apply for credit

Below, jump into the real details on how to lease a car!


Yes it is technically possible to lease a used vehicle, in concept. But, the short answer is no. Most automotive leasing companies and banks do not offer leasing on used vehicles. It was once relatively popular, but many of the advantages of vehicle leasing disappear when you lease a used vehicle and you could often lease a new vehicle for the same or lower payment than the same used vehicle. The main reason for this is very low incentivized interest on new vehicles versus standard rates on used vehicles.

This question can only be answered based on your personal automotive needs. Generally if you keep your vehicle for less than 6 years, you’d often be better off financially by leasing your vehicle. If you could get a new vehicle every 3-years for less cost and far less risk than getting a new vehicle every 5-years, why wouldn’t you? See our Leasing vs. Buying page for more info.

Many automobile lessees don’t understand their options on how to be done with their leased vehicle at the end of the term, or during the lease period . Read more for the most common ways to end your lease:

Just like different vehicles have different prices, they have differing lease rates, too. Sometimes you can lease a $45,000 for a lower monthly payment than a $25,000 vehicle. There are really three factors that determine one lease payment from another: depreciation, interest, and capitalized cost reduction (discounts, rebates, money down, trade equity).

Yes. Just like on a purchase, the dealer may have some flexibility when it comes to the discounted price. Most advertised leases already include a substantial dealer discount and applicable incentives to catch your eye. Dealers with a one-price or haggle-free environment will already include their discounts into the lease calculations.

“Bad Credit” is a difficult term to define. But, leasing companies generally have options for people with differing credit histories. Just like on a loan, those with credit concerns are deemed a higher risk approval and will see higher interest costs and some individuals will have their application declined.

A lease payment is largely based on the projected depreciation of the vehicle, less any down payment plus interest. If you’re looking to calculate your payment manually, we have the break down for you:

ABSOLUTELY!!! You can trade it in at any time through your lease term and even at the very end. Although ideally your payoff on the lease is exactly the same as the market value of the vehicle at the end of the term, this is not always the case.

Sometimes referred to as the “term”, most leases are between two and four years long. Dealerships often list the terms in months: 24, 36, 39, 42, 48. Simply divide by 12 to figure how many years the lease is for. 42 / 12 = 3.5 years

Is Car Leasing for You?

The short and long of it is this: if you want a new vehicle every 2-3 years or so with the latest advanced safety features, luxuries, and styling upgrades, and you don’t want to have to pay too much every month for all of the above, then car leasing is likely a fantastic choice for you!

Why Choose GM Leasing at Holiday Chevrolet Buick GMC Cadillac?

Why should you choose our dealership for your next GMC lease, Buick lease, or Chevy lease? We are committed to your satisfaction. As such, we offer many benefits to our customers, including but not limited to:

  • Our competitive pricing
  • Our money-saving GM leasing offers
  • Friendly and attentive customer service
  • A convenient Fond Du Lac location
  • …And much more!

Save More with Our Lease Offers in Fond Du Lac!

Ready to lease your next Buick, GMC, or Chevy here at Holiday Chevrolet Buick GMC Cadillac? Take advantage of a GM financial lease offer now here at our new & used GM dealership. Otherwise, contact us with any other questions or to learn more about leasing vs. buying!


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321 N Rolling Meadows Dr, Fond Du Lac, WI, 54937
Holiday Chevrolet Buick GMC Cadillac 43.7857, -88.4849.